Car insurance is a competitive market, but with a few best practices, you can save yourself an enormous amount of money, and effectively relieve yourself of some stress in the process. Everyone needs insurance, but not everyone realizes how simple it can be to find lower rates than the mainstream competitors, especially when they’re tailored to your lifestyle in your local market. Here’s 5 essential tips that are guaranteed to bring your auto insurance payment down, then get your own personalized quote below!

For insurers, the less you’re on the road, the better. This is for a multitude of reasons, including limiting driving times and distance, which put wear and tear on your car, and increased risk for accidents. To put it simply, the less you’re forced to use your car, the more you save. Driving less than 1,500 miles a month is a great way to show the insurance company you’re not permitting your car to harsh conditions or reducing it’s value too quickly.

An easy tip that may seem obvious is making sure that your insurance agency is located within the same zip code that you live in. This gives insurers the knowledge that you’re local, accessible, and within the traffic conditions they’re familiar with. Insuring yourself with a local agency gives them more confidence in their clientele, and reduces factors of variability.

This also may seem like a no-brainer, but simply using this fact to your advantage could help you get additional discounts you didn’t even know you were qualified for. Auto insurers love to know they have a safe and responsible person at the wheel, and never having to worry about getting caught under the influence allows them to breathe a sigh of relief while you save cash.

It should go without saying that tickets are bad news for your insurance rate, so the longer you go without one, the better off you’ll be. Right now in 2020, the sweet spot is having received no tickets in the last 3 years, proving you’ve been reliable in the recent years. Obviously it’s common to get speeding tickets or parking violations, so avoiding them all together will help tremendously.

Most importantly, you have to make sure you’re getting the best rate for you specifically by comparing all the companies in your area. Luckily, here on Auto Overload we feature an easy custom quote tailored specifically for you just by clicking on the Get Free Quotes Now link below. You deserve the insurance that’s most beneficial for you, and we’re happy to lead you in the right direction.